Monday Blog:
I have found that completely unstructured blogs don't work well for me. So here's the plan moving forward:
Mondays: Beauty related blogs. (Favs, OOTD, Hauls, Reviews, Empties, Etc)
Wednesdays: Life stuff/Misc.
Fridays: Craft related. (How-tos, Reviews, Hauls, Etc)
Hopefully adding a little bit of structure will help me stay on track, and help you read what you want with ease.
(Next Monday: Review on Physicians Formula, several different products.)
Wednesday:
Hi all,
Todays life blog? The number one thing on our mind(s) right now: Buying a house.
Everyone knows that to buy a home now you have to have good credit, and that most realtors/sellers prefer you get pre-aproved before you start looking.
Something no one tells you about buying/looking for a house?
It's hard, and at times really feels like work.
At this point we've looked at tons (ok, more like a hundred) online, done several drive bys, and looked at 6 in person. We made an offer on one, but the counter back was insane. We are fortunate enough to not HAVE to move and can take our time, but it's still frustrating.
I always thought people who "wasted gas" to drive by were a bit crazy, but when we are out anyhow it makes sense. We actually eliminated 6 or 7 that way.
Another thing no one tells you? Even if you qualify for 100% financing, as we did, you still need money. Cash for earnest money, closing costs, and paying your realtor. Sometimes the seller pays some, or all of this, but not always. If not the total is generally between 3 and 7% of the purchase amount.
Third?
All lenders have a minimum amount, generally this is 50,000. However some are as low as 30,000.
Fourth?
Some lenders are very picky as to the condition the home must be in, check with your realtor or lender before you fall in love with something that won't qualify for your loan type.
I hope this helps someone!
(Next Wednesday: What we're looking for in a home.)
Have a great day!
~CraftinWife
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